Julie Birkenmaier, Mathieu Despard, Terri Friedline, and Jin Huang
Financial inclusion, the goal of financial access, broadly refers to the ability of all people in a society to access and be empowered to use safe, affordable, relevant, and convenient financial products and services for achieving their goals. Financial inclusion promotes household and societal financial well-being and requires access to an array of financial products and services such as savings accounts, credit cards, mortgage and small business loans, and small-dollar consumer loans. Despite the advantages, too many individuals and households lack financial inclusion and access by being unbanked, underbanked, and/or they are forced to use alternative financial services. Achieving financial inclusion will require participation from many different types of formal financial institutional actors, such as banks, credit unions, community development financial institutions, and national credit bureaus. Social work assists to build financial inclusion and access through practice innovations, research, and policy advocacy.
Shrivridhi Shukla and Arpita Gupta
India’s rapid economic growth is accompanied by economic inequality, poverty, and a range of social issues, thus, raising important questions concerning the breadth and depth of social protection and promotion policies prevalent in the country. The social welfare system in India is different for the formal and informal sectors of the economy. It consists of two largely parallel systems. With respect to the formal economy or the organized sector, it operates directly through the government, state-owned enterprises, and/ or private corporations that provide reasonably strong social protection to their employees through mandatory legislations spanning aspects such as payment of gratuity, employees’ provident fund, and the employees’ state insurance fund. In contrast, the informal or the unorganized sector is covered through a fragmented system of welfare schemes and benefits provided by the central government and the respective state governments.
Along with tracing the historical evolution of India’s welfare system, this article outlines the constitutional place of welfare in the country. With respect to the informal sector of the economy, it provides an overview of some of the key promotion and protection-orientated welfare policies and schemes, including those that address poverty, unemployment, education, health and food insecurity. Further, it discusses the barriers experienced by people in accessing welfare benefits, such as corruption and bureaucratic hurdles, and challenges faced by the government in welfare provision, such as scale of operation and identification of the target population groups. Finally, it assesses the country’s welfare system in light of the Global Social Protection Floor Initiative of the ILO-UN.
Michael Sherraden, Li-Chen Cheng, Fred M. Ssewamala, Youngmi Kim, Vernon Loke, Li Zou, Gina Chowa, David Ansong, Lissa Johnson, YungSoo Lee, Michal Grinstein-Weiss, Margaret M. Clancy, Jin Huang, Sondra G. Beverly, Yunju Nam, and Chang-Keun Han
Child Development Accounts (CDAs) are subsidized savings or investment accounts to help people accumulate assets for developmental purposes and life course needs. They are envisioned as universal (everyone participates), progressive (greater subsidies for the poor), and potentially lifelong national policy. These features distinguish CDAs from most existing asset-building policies and programs around the world, which are typically regressive, giving greater benefits to the well-off. With policy innovation in recent years, several countries now have national CDA policies, and four states in the United States have statewide programs. Some of these are designed to be universal and progressive. Evidence indicates that true universality can be achieved, but only with automatic account opening and automatic deposits. In the absence of automatic features, advantaged families participate and benefit more. Today, momentum for universal and automatic features is gradually gaining traction and accelerating. At this stage in the emergence of inclusive asset-based policy, this is the most important development.
Susan A. McCarter
Social work and criminal justice have a shared history in the United States dating back to the 19th century when their combined focus was rehabilitation. But with an increase in crime, this focus shifted to punishment and incapacitation, and a schism resulted between social work and criminal justice. Given current mass incarceration and disparities in criminal justice, social work has returned in force to this important practice. The latest Bureau of Justice Statistics research reports that 1% of all adult males living in the United States were serving a prison sentence of a year or longer (Carson & Anderson, 2016) and rates of diversion, arrest, sentencing (including the death penalty), incarceration, etc., vary considerably by race/ethnicity (Nellis, 2016). This entry explores race and ethnicity, current population demographics, and criminal justice statistics/data analysis, plus theories and social work-specific strategies to address racial and ethnic disparities in the criminal justice system.
Katie Richards-Schuster, Suzanne Pritzker, and Amanda Rodriguez-Newhall
Youth empowerment examines young people’s agency, action, and engagement in change efforts to improve their situations. Its scholarship builds on empowerment constructs and frameworks to focus on the strengths that young people possess as they interact with other individuals and systems in their lives. In particular, youth empowerment rests on a core belief that young people are experts on their lives, with unique perspectives to bring to their communities. Empowerment functions on three core levels, focusing on strengthening individuals’ personal, interpersonal, and political power. This article explores key concepts that underlie personal, interpersonal, and political empowerment, while most deeply examining the core principles, practices, and strategies specific to young people’s political empowerment. Challenges commonly faced when seeking to empower young people are identified as well.
The International Council on Social Welfare (ICSW) is a nongovernmental organization (NGO) focused on advocacy, knowledge-building, and technical assistance projects in various areas of social development carried out at the country level and internationally. Created in 1928 in Paris to address the complexities and challenges of social work, the ICSW has evolved through the years to embrace the major issues of social development, becoming a global organization committed to improving human well-being. Establishing common ground on issues of international significance and acting with partners through its nine regional networks, ICSW represents national and local organizations in more than 70 countries throughout the world. Membership also includes major international organizations. By virtue of its constitution, it operates as a democratic and accountable organization.
Social enterprise is a management practice that integrates principles of private enterprise with social sector goals and objectives. Social enterprise is a relatively new type of social work macro practice and includes a variety of sustainable economic activities designed to yield social impact for individuals, families, and communities. Despite the increased popularity of social enterprise scholarship, social work is visibly absent from it. Social enterprise is a field that promises to harness the energy and enthusiasm of commercial entrepreneurship combined with macro practice to address many long-standing social issues. Despite being a popular practice phenomenon, empirical research on social enterprise is still quite nascent, indeed: only a few empirical articles on the subject have thus far appeared in academic journals, and even fewer in social work journals. This article provides an overview of social enterprise, and the potential for synergy between social enterprise, the social work profession, and education.
Special Immigrant Juvenile Status (SIJS) is an immigration classification that provides a pathway to lawful permanent residency for non-citizen immigrant children in the United States who have experienced abuse, neglect, abandonment, or similar basis under state law; who cannot reunify with one or both parents; who are under state court jurisdiction; and for whom it is not in their best interests to be returned to their country of nationality or prior residence. Social workers have played a significant role in the development of SIJS, and they have an ongoing role in the identification and referral of potentially eligible children as well as in the refinement of SIJS policies. Social workers’ roles with SIJS represent the profession’s multifaceted capacity, including support and referral with individual children, advocacy across multiple systems, and policy practice in the creation and continued improvement of this protective status.
Social work often refers to economic justice but rarely considers what economic justice truly entails. This article specifies a number of areas that comprise economic justice issues and agendas. It also provides examples of how these issues are being advocated and many of the organizations that are involved in these campaigns. In addition, the text discusses the rationale for social work and social workers to be knowledgeable of and involved with economic justice initiatives. Six realms of economic justice are discussed, including inequality, workplace rights, living wage levels and minimum wages, immigrant rights in the workplace, community-labor partnerships, and social programs that support working families and individuals.
Rory Truell and David N. Jones
The Global Agenda for Social Work and Social Development (“the Agenda”) has been developed and promoted jointly by the International Association of Schools of Social Work (IASSW), the International Council on Social Welfare (ICSW), and the International Federation of Social Workers (IFSW). It is a global platform that advocates for a “socially just world” based on social work and social work–development understandings and principles. The impact of the Agenda upon the international social work community is described, and the implications for daily social work practice are examined.