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date: 10 December 2024

Identity Theftlocked

Identity Theftlocked

  • Dylan ReynoldsDylan ReynoldsCape Breton University

Summary

Identity theft commonly refers to the illegal theft and misuse of another person’s identity information, resulting in a benefit to the offender or harm to the victim. With the rise of technological payment systems, identity theft increased dramatically in the 1990s and 2000s and impacts almost 1 in 10 adults annually. Identity theft can be difficult to measure, in part because few victims report it to law enforcement and government agencies and because victims often have limited knowledge about how their information was obtained and misused. Identity theft can involve the misuse of existing bank, credit, or other accounts, the creation of new accounts, or other fraudulent misuses of personal information. Moreover, the methods of acquiring identity information vary and include hacking, phishing, and stealing physical documents. While identity theft’s rise results from increasing technological reliance, the relative prevalence of online and offline forms remains unknown. The limited research on identity theft offenders finds that their motives and techniques vary, but that committing identity theft is usually a rational choice and that offenders often use techniques to neutralize identity theft behaviors. More research exists on identity theft victims, due, in part, to identity theft victimization surveys, which find that victims face a range of consequences and reporting options. Globally, both criminal and consumer protection laws have been implemented or modified to respond to identity theft, although victims must typically advocate for themselves to resolve identity theft’s consequences.

Subjects

  • Criminal Behavior
  • Victimology/Criminal Victimization
  • White Collar Crime

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