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Letter from the editor

Monopsony Power, Race, and Gender

"Most monopsony research leaves out the employer as an active agent. The cause of monopsony rests solely on the workers: Their idiosyncratic preferences, their lack of information, and their geographical isolation create the monopsony conditions. Employers are viewed as mainly passive and only choose to exploit their monopsony potential when the conditions allow...." – By Aida Farmand and Teresa Ghilarducci

Household Finance

household finance

"Households are one of the key participants in the economy. Households provide land, labor, and capital to the external economy, in exchange for incomes including rents, wages, interests, and profits; the incomes are then utilized to buy goods and services from the external economy again, rendering an income flow circular. This suggests that households make complicated decisions in almost all areas of economics and finance, which constitute the scope of household finance studies...." – By Sumit Agarwal, Jian Zhang, and Xin Zou

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