Abstract and Keywords
Housing, especially homeownership and affordable housing, remains essential to the American Dream but also among our most challenging social issues, particularly given the collapse of the housing market in the early 21st century. Housing and affordable housing are inextricably linked to both our national economic crisis and our wavering social policies. Housing is both symptomatic of and a catalyst for overarching social and economic issues, such as poverty, economic and educational inequality, and racial disparities, and it remains an unmet need for a significant portion of our population, such as the elderly, disabled, victims of abuse, those aging out of child welfare, veterans, ex-offenders, and others who encounter unique difficulties and lack of supportive services and service coordination. Advancing comprehensive and coordinated housing policies and programs remains important for social work and in the struggle for decent and affordable housing for all.
Keywords: affordable housing, aging out, community development corporation, cooperative housing, disability, discrimination, disinvestment, economic crisis, fair housing, foreclosure, gentrification, homelessness, homeownership, HOPE IV, housing bubble, housing choice, housing cost burden, individual development accounts, mixed-income housing, mortgage default, New Urbanism, predatory lending, public housing, redlining, rental assistance, rental vouchers, Section 8, smart growth, sprawl, subprime lending, underwater, working poor
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