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Article

Aging: Overview  

Lisa A. Ferretti and Philip McCallion

Growth in the aging population and increasing concerns in terms of health issues and financial and caregiving challenges among older adults are well established. Historically, the Older Americans Act has provided the delivery structure and services for older adults in need. Agencies within these structures have also engaged with housing and health care providers and funders. The structures and relationships are not adequate to support the desires of older adults for self-determination and aging in place and remain too treatment oriented rather than preventative and supportive in focus. Macro social work must engage in building aging structures, services, communities, and resources more fit for changing purposes.

Article

Financial Capability  

Margaret Sherrard Sherraden, Jin Huang, and David Ansong

In a context of financial insecurity and inequality, exacerbated by a global pandemic in which many people are struggling to survive, financial capability has become increasingly important. Financial capability combines the ability to act with the opportunity to act in ways that contribute to financial well-being. Improving financial capability requires improved lifelong access to appropriate and beneficial policies, financial products, and services, along with financial education and guidance. Historically, social work played a key role in building financial capability through interventions in households, organizations, communities, and policies. In the 21st century, despite significant developments, social workers must do more to eliminate systemic and persistent economic, racial, and political barriers to financial well-being.